T&TTool & TallyBusiness calculators for service owners

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Contractor Job Cost Calculator

Build a fuller job cost estimate from materials, waste, labor, subcontractors, equipment, permits, travel, overhead, contingency, and target margin.

Use the calculatorCheck labor rate first

Tool & Tally calculators are for general business planning and estimating; they are not tax, legal, payroll, financial, or accounting advice. No guaranteed revenue, profit, leads, bookings, sales, rankings, or ROI.

Full job cost stack

Enter the cost categories behind the job.

Formula and assumptions

How the calculator works

Materials With Waste = Materials Before Waste × (1 + Waste %) Labor Cost = Labor Hours × Labor Rate Subtotal = Materials With Waste + Labor + Subs + Equipment + Permits + Travel + Overhead Contingency = Subtotal × Contingency % Total Job Cost = Materials With Waste + Labor + Subs + Equipment + Permits + Travel + Overhead + Contingency Suggested Price = Total Job Cost / (1 - Target Margin)

Common mistakes this catches

  • Adding waste to materials but not pricing it.
  • Forgetting permits, disposal, rentals, fuel, or trip costs.
  • Using wage instead of loaded labor rate.
  • Leaving overhead and contingency outside the job price.

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